Recently it was discovered by federal regulators that Wells Fargo employees had created millions of unauthorized bank and credit card accounts.  This has been going on since 2011 and without their customers knowledge.  The fake accounts earned the bank money and allowed the employees to boost their sales figures.  After this scandal was uncovered Wells Fargo fired 5,300 employees believed to be connected to the fake accounts.  Employees even went as far as to create fake PIN numbers and fake email addresses to create these phony accounts.  An analysis found that bank employees opened over 1.5 million accounts that were not authorized.  Employees would move funds from customers’ existing accounts into the fake ones without their knowledge.  The customers were even being charged fees for these fake accounts.  Wells Fargo was forced to pay 185 million dollars in fines by the Consumer Financial Protection Bureau, as well as 5 million to refund customers.